Terms of Use

Your access to the SelfieWealth srl
(“SelfieWealth”, from now called the”Company”) website or application (referred to as the “app”) is subject to
the terms, conditions and disclaimers appearing on the app and these terms of
use and any other applicable terms of use, which are incorporated herein by
reference (collectively, the “Terms of Use”), as they may be amended from time
to time, and all applicable laws.

Minimum Age: You must be at least 18 years
of age to become a user of the app or related the Company websites. You
represent and warrant that you are 18 years of age or older and are fully able
and competent to enter into, and abide by, the contract created by these Terms
of Use.

Terms of Use Coverage: By using the app,
you agree to be bound by the Terms of Use, whether you are a “visitor” (which
means that you simply browse the app) or you are a “registered user” (which
means that you are a customer of, or otherwise have registered with, the Company).
Each time you use the app, the current version of the Terms of Use will apply.
Please review carefully the Terms of Use before accessing the app.

Registration

When you register, you agree and understand
that you are responsible for maintaining the confidentiality of your password
which, along with your e-mail address, allows you to access certain portions of
the app. Your password, e-mail address, and any other contact information you
provide, form your User Registration status with The Company.

By providing the Company with your e-mail
address, you agree to receive all required notices electronically, to that
e-mail address. It is your responsibility to update or change that e-mail
address, as appropriate. If you become aware of any unauthorized use of your
User Registration, please notify The Company.

Available Content

By accessing or using the app in any way,
you agree to comply with these Terms of Use and all applicable laws, rules and
regulations and any restrictions defined in the Terms of Use and other
applicable agreements, disclosures, and documents. You agree that you will not,
and will not permit anyone else to: (a) store, copy, modify, or resell any of
the information available on the app or compile or collect any such information
as part of a database or other work; (b) use any automated tool (e.g., robots,
spiders) to use the app or store, copy, modify, distribute, or resell any such
information; (c) rent, lease, or sub-license your access to the app to another
person; (d) use, copy or otherwise exploit the app or any related concepts,
content or information available on the app for any purpose except for your own
personal, non-commercial use; (e) circumvent or disable any digital rights
management, usage rules, or other security features of the app; (f) use the app
in a manner that threatens its integrity, performance, or availability; or (g)
remove, alter, or obscure any proprietary notices (including copyright notices)
on any portion of the app or information available on the app.

You agree to view the content posted on the
app for informational purposes only. No part of such content may be copied,
repurposed or otherwise exploited in any form or for any other purpose without
the prior written consent of The Company. While you may be able to access
market data and other financial information from the app, the availability of
such information does not constitute a recommendation to buy or sell any of the
securities made available for purchase on the app (including securities
appearing in any portfolio published in the catalog of portfolios) or to engage
in any investment strategy. Investing is risky, and not all investments are
suitable for all investors. Nothing on the app should be considered investment,
tax or legal advice. You should consult your financial advisor, attorney or tax
advisor regarding your specific investment, legal or tax situation and the
impact of any actions you decide to take. The information or content contained
on or posted to the app is subject to change without prior notice.

You agree to utilize the tools available on
the app as designed and intended. the Company makes available tools such as an
interactive widget tool that allows you to populate components from a portfolio,
and post that particular information to your intended third-party website.
Customer-created portfolios are available for use with the widget tool and must
meet the standards defined in the the Company Build Your Own Terms of Use
defined below. As such, the title, and other content is subject to review,
edits, and removal within the widget, as it is with the customer-created portfolio
that appears on the app. At the time you create your widget, you agree to
provide the website destination for where the widget is intended to appear. You
agree that you will post this widget to appropriate locations and the Company will,
at its sole discretion, remove any widget contents as it deems necessary. You
understand that your failure to abide by these Terms may result in removal of
access to tools, account restriction, up to and including closure.

Information Subject to Limitations

The information and content available on or
posted to the app may not be timely or complete, and should not be relied upon
for making any investment or other decisions. Information, such as stock prices,
is not real-time and the past performance results of a security or portfolio
available for purchase through the app is not an indication of future
performance. Share prices used to value individual positions, or contribute to
other performance information, are provided by third-party data providers and
may not be timely and may not reflect certain activities such as corporate
actions, fees and commissions. the Company cannot guarantee the accuracy or
completeness of the information it receives from third-party sources of
information and makes available on the app. the Company may cause pricing,
performance or other information to be unavailable with respect to a particular
security or portfolio from time to time if the Company determines that such
information is inaccurate. the Company makes available hyperlinks from the app
to third-party websites, as a convenience to users with the intention of
allowing users to access additional investment-related information. You agree
to access any such third-party websites through those hyperlinks at your own
risk and to follow any rules and restrictions particular to those websites. The Company
is not responsible for the content appearing on third-party websites
hyperlinked from the app, nor does the Company make any endorsements or
warranties, express or implied, with respect to the content of third-party
websites, including the information, products or services offered on any
third-party websites, including but not limited to accuracy, completeness,
reliability, suitability, non-infringement, merchantability or fitness for a
particular purpose. the Company does not guarantee the authenticity of
information or documents available on the Internet and reserves the right to
terminate any link from the app at any time.

No Warranties

THE APP AND THE INFORMATION OR CONTENT
CONTAINED ON, POSTED TO OR ACCESSED THROUGH THE APP ARE PROVIDED “AS-IS” AND
“AS AVAILABLE,” AND ALL WARRANTIES, EXPRESS OR IMPLIED, ARE DISCLAIMED,
INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY,
FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT. the Company ASSUMES NO
OBLIGATION, AND DISCLAIMS ANY DUTY, TO UPDATE ANY SUCH INFORMATION.

The CompanyMAKES NO WARRANTIES REGARDING
THE TIMELINESS, ACCURACY, COMPLETENESS, RELIABILITY, SUITABILITY OR ADEQUACY OF
THE INFORMATION, SERVICES, SOFTWARE, TEXT, GRAPHICS, LINKS OR OTHER CONTENT
CONTAINED ON OR POSTED TO THE APP. the Company DOES NOT WARRANT THAT THE APP
WILL OPERATE ERROR FREE, THAT THE APP WILL CALCULATE MATHEMATICAL AND/OR
FINANCIAL CALCULATIONS CORRECTLY, OR THAT THE APP WILL OPERATE FREE OF “BLACK
OUT” PERIODS. YOU CARRY THE ENTIRE RISK ARISING OUT OF THE USE OR PERFORMANCE
OF THE APP.

Limited Liability

TO THE MAXIMUM EXTENT PERMITTED BY
APPLICABLE LAW, IN NO EVENT SHALL the Company BE LIABLE FOR ANY DAMAGES
INCURRED BY YOU AS A RESULT OF YOUR USE OF THE APP OR THE INFORMATION OR
CONTENT AVAILABLE ON OR POSTED TO THE APP. WITHOUT LIMITING THE FOREGOING, THE COMPANY
SHALL NOT BE LIABLE FOR ANY CONSEQUENTIAL LOSSES OR DAMAGES WHATSOEVER
(INCLUDING, WITHOUT LIMITATION, ANY INVESTMENT RELATED LOSSES, LOST PROFITS,
LOSS OF INFORMATION, COSTS ASSOCIATED WITH LOST DATA, OR LOSSES ATTRIBUTED TO
THE INABILITY TO USE THE APP OR ANY HARM RESULTING FROM DOWNLOADING OR ACCESSING
INFORMATION ON THE APP, INCLUDING HARM CAUSED BY VIRUSES OR SIMILAR DESTRUCTIVE
FEATURES).

YOU EXPRESSLY AGREE THAT USE OF THE APP AND
CONTENT IS AT YOUR SOLE RISK. THE PROVISION FOR THE USE OF THE APP MAY BE
SUBJECT TO LIMITATIONS, DELAYS, AND OTHER PROBLEMS INHERENT IN THE USE OF THE
INTERNET AND ELECTRONIC COMMUNICATIONS. the Company SHALL NOT BE RESPONSIBLE
FOR ANY DELAYS, DELIVERY FAILURES, OR OTHER DAMAGE RESULTING FROM SUCH
PROBLEMS. UNDER NO CIRCUMSTANCES, INCLUDING BUT NOT LIMITED TO BREACH OF
CONTRACT, TORT, OR NEGLIGENCE, WILL the Company BE LIABLE FOR ANY DIRECT,
INDIRECT, SPECIAL, INCIDENTAL, PUNITIVE, EXEMPLARY, OR CONSEQUENTIAL DAMAGES
(INCLUDING LOST PROFITS) THAT ARISE OUT OF OR ARE RELATED TO YOUR USE OF THE APP
OR THE INFORMATION OR CONTENT AVAILABLE ON OR POSTED TO THE APP.

THE INFORMATION AVAILABLE OR OBTAINED
THROUGH THE APP MAY BE SUBJECT TO ADDITIONAL DISCLAIMERS AND LIMITATIONS
CONTAINED WITHIN THE APP AND OTHER DOCUMENTS AND CONTENT, WHICH YOU MUST ABIDE
BY AS STATED THEREIN.

Indemnification of the Company

You agree to indemnify, hold harmless, and
defend the Company and any of its officers, directors, agents and employees
from or against, as applicable, any and all claims, actions, demands,
liabilities, losses, costs, expenses, damages or suits (including, but not
limited to, attorneys’ fees) caused by or arising from your improper use of the
app or information provided to the Company by you, including any information
or content that you may post to the app, your violation of the Terms of Use or
any related agreements or terms of use, or your or any user of your account’s
infringement or violation of any intellectual property or other rights of any
person or entity. You will be responsible for any actions by any user of your
account.

Termination

The Companyreserves the right to
terminate or suspend your access to all or any part of the app, without notice,
for conduct that the Company believes violates these Terms of Use or any of
its other terms of use, policies or guidelines, or for any other reason in its
sole discretion.

Further, if the Company believes, in its
sole discretion, that a violation of these Terms of Use has occurred, the Company
may take any other corrective action it considers appropriate. the Company reserves
the right to investigate suspected violations of these Terms of Use, including,
without limitation, any violation relating to user information. the Company may
seek to gather information from a user who is suspected of violating these
Terms of Use (or from any other user) and you agree to provide the Company with
such information. You understand the Company will fully cooperate with any law
enforcement authorities, regulators, or court order requesting or directing the Company
to disclose the identity of anyone using the app, without notice to such
person. You may request termination of your user account at any time and for
any reason by notifying The Company.

Trademarks; Proprietary Rights

The app contains copyrighted material,
trademarks and other proprietary information, including text, graphics and
software. the Company is the owner of the copyright in the app, as well as the
copyright in any information original to The Company. Each participant, or
other third-party provider of information, owns the copyright in the
information original to it. You agree that you will not copy, redistribute,
publish or commercially exploit the app, or any content, concepts or
information from the app without the express written consent of the respective
owner(s) thereof.

The Company’s trademarks (including any
service marks) and logos are the property of the Company srl. All other
trademarks appearing on the app are the property of their respective owners.
Nothing contained on the app should be construed as granting by implication, or
otherwise, any license or right to use the trademarks or logos appearing on the
app without the express written consent of the content owner.

No Advice

You understand that the Company, through
the app or any interaction you have with representatives of the firm, provides
no tax, legal, estate planning, or investment advice of any kind, nor do we
give advice or offer any opinion with respect to the nature, potential value or
suitability of any particular securities transaction or investment strategy.
You understand that you are solely responsible for all investment decisions you
make regarding the transactions made in your account. You further understand
that while you may be able to access market data and other financial information
from the app, the availability of such information does not constitute a
recommendation to buy or sell any of the securities made available for purchase
on the app (including securities appearing in any portfolio published in the
catalog of portfolios) or to engage in any investment strategy. Any investment
decisions you make will be based solely on your own evaluation of your
financial circumstances and investment objectives and the suitability for you
of any security or any investment strategy. Any order entered using your
password is yours and you are responsible for any outcome as a result of
transactions that you initiate or that is initiated by any user of your
account, including the possible loss of principal invested based on an
investment decision you made. You understand the risks involved with
transacting in the securities you maintain and that your investments will
fluctuate in value, and you agree that the Company is not responsible for any
losses you may incur as a result of your investment decisions and any trades
made for your account.

By making information available to you on
the app, the Company is not advising you to invest in any particular security
or securities, or to pursue any investment strategy. the Company does not have
access to information related to, and does not review or consider, your
financial situation or tolerance for risk. Although the Company may provide
tools that enable you to assess your own tolerance for risk, or otherwise
assist to educate you in various ways, the Company does not determine if the
tools and resources made available on the app will result in suitable
investments designed to meet your particular investment needs. All investments
have risks, and you are responsible for determining whether you can afford the
risks of making any investmen.

The terms of the immediately preceding two
paragraphs apply to portfolios published by the Company and to portfolios
published by any other person, including any “Build Your Own” portfolio(s)
published by a customer, and to any other securities or groups of securities
described or made available for review or trading on or through the app.

General

You may not assign any rights under these
Terms of Use without the prior written consent of the Company, and any prohibited
assignment will be null and void. the Company may assign its rights under
these Terms of Use without your consent. These Terms of Use shall be governed
by and interpreted in accordance with the Italian laws excluding that body of
law pertaining to conflict of laws. You agree that the state and courts located
within the City of Rome, Italy shall have exclusive jurisdiction with respect
to any dispute arising in connection with the Terms of Use, the service or any
content of the Company or the app, and you hereby irrevocably waive any
objection to venue or personal jurisdiction therein.

Severability, Waiver and Effectiveness

If any provision of these Terms of Use is
held to be invalid, void, or unenforceable by reason of any law, rule,
administrative order or judicial decision, that determination will not affect
the validity of the remaining provisions of these Terms of Use. Except as
specifically permitted in these Terms of Use, no provision of these Terms of
Use can be, nor will it be deemed to be, waived, altered, modified or amended
unless agreed to in writing signed by an authorized officer of The Company.

Agreement

Your intentional action in agreeing to
these Terms of Use is evidenced by your use of the app, which demonstrates your
consent to be legally bound by these Terms of Use and by other documentation
governing your relationship with The Company. Your consent to these Terms of
Use, which are readily accessible and which you consent to have accessed, read,
and understand, fully satisfies any requirement that they be provided to you in
writing. You are solely responsible for reviewing and understanding all of the
terms and conditions of this document, as may be amended from time to time. You
accept as reasonable and proper notice, for the purpose of any and all laws,
rules and regulations, notice by electronic means, including, the posting of
modifications to these Terms of Use on the app.

You agree to be bound by these terms, which
will pass on to any successor, heir, agent, attorney-in-fact, or legally
appointed representative, that acts on your behalf with respect to your
account.

The Company Social Network Terms of Use

The terms of use for the the Company Social Networks contain
important information about the the Company Social Network, disclosures about
appropriate conduct in the the Company Social Network, and how the Company may
use content posted on the the Company app (referred to as the “app”) (the
“Terms of Use”).

In consideration for the Company permitting
you to access the app, you agree to be bound by, and act in accordance with,
these Terms of Use, as may be amended from time to time by the Company, by
posting additions and amendments on the app. Subject to these Terms of Use, the Company
grants to you a non-transferable, non-exclusive, limited license to access and
use the app for personal, non-commercial use only.

INTRODUCTION
You agree to read and be bound by these Terms of Use and refer to them for any
future amendments. These Terms of Use define aspects of your use of the
the Company Social Network and as it can
relate to links to your other social sites outside of
the Company. Your continued use of the the Company Social Network reaffirms your agreement to the then-in-effect Terms
of Use.

DESCRIPTION OF THE the Company SOCIAL NETWORK
The Company makes available to
users and customers through the app access to the
the Company Social Network, which allows users and customers the ability to
make interactive, electronic comments to defined friends, to investing social
circles, or to the
the Company
customer base at large. The
the Company Social Network may be made available by the Company through the app and any other the Company -branded or co-branded websites or apps which can include widgets
and mobile application interfaces. The
the Company Social Network enables users to share information about personal
stock ownership and history, financial goals, or personal financial
preferences, and through the
the Company Social Network, all persons accessing the app, whether registered
as users or not, may view such shared information.
Participation in the
the Company Social Network is defined by the Terms of Use. A user is able to
post its Build Your Own portfolio to the user’s investing circle and friends,
or to the larger customer base, and to post to personal social sites outside of
the Company.
You understand and agree that the
the Company Social Network may include service announcements and administrative
messages as well as other non-transactional communications, and that agreeing
to receive these communications is a requirement of your participation in the
the Company Social Network. You agree not
to access the
the Company Social
Network by any means other than through the interfaces that are provided or
approved by
the Company.

REGISTRATION
In order to access the
the Company Social Network, you must maintain certain relationships with the Company, which include either
registering as a user or applying as a customer for a brokerage account. The
the Company Social Network is available to
you only by logging into
the Company either as a user or customer.
In order to uniquely identify yourself within the
the Company Social Network, you will create a the Company Social Network ID. In certain circumstances a single ID may
participate as a single user or to multiple Social Circles or Friends. Any
authorized user or customer will be able to post information and update
personal
the Company Social
Network settings including, without limitation, privacy elections for any
the Company Social Network ID linked to
that authorized user or customer ID, and you will be responsible for all
activities through such ID.

NETWORK ID: SHARING INFORMATION
You understand that
the Company requires your the Company Social Network ID be the same as your the Company user or customer ID, which is your e-mail address. You understand
that the information shared or otherwise disclosed by you, including, without
limitation, your
the Company Social
Network ID, and all postings and comments made by you, becomes an integrated
part of your
the Company Social
Network.
You hereby (a) grant to
the Company a perpetual, royalty-free, worldwide, non-exclusive, irrevocable,
transferable license to copy, use, modify and publish information posted in the
the Company Social Network and
all associated content, as may modified from time to time, on the app for use
by persons accessing the app and to use any such information for its own
internal use or in connection with processing trades or related activity, (b)
represent and warrant to
the Company that you are the sole owner of information posted in the the Company Social Network and all
associated content and have the right to license the same to
the Company as described in (a), and (c)
agree that
the Company may
terminate this license in whole or in part at any time.
You acknowledge
the Company‘s
unrestricted right to use information in any medium, now or in the future,
without notice, compensation or other obligation to you or any other person.
You understand and acknowledge that you will not incorporate proprietary or
confidential information belonging to any other person. You understand that you
are responsible for establishing your own personal social groups within the
the Company
Social Network. You can maintain one or more social groups,
and determine through your personal settings, certain permissions for users
within your social groups. You understand that you control and administer your
privacy settings and permissions and are responsible for ensuring those
permissions are active, as you alone deem necessary. You are responsible for
reviewing your privacy settings and will adjust them according to your personal
specifications. These permissions are your responsibility for each of your
accounts, regardless of the number of individuals, joint tenants, trustees, or
attorneys-in-fact that you have designated as able to act on your behalf with
respect to such account(s). You are solely responsible for any decisions you
make as a result of the discussions you have within your
The CompanySocial Network groups and understand that The Companymerely provides an electronic interactive platform for these
non-static discussions to occur, but in no way influences any investment
decisions you make as a result of your participation in the
the Company
Social Network.
The Companyreserves the right in its discretion (i)
to monitor your use of the app and information transmitted through the app, (ii)
to restrict or foreclose access from certain Internet sites or other resources,
and (iii) to take other actions it deems necessary to protect the
the Company
Social Network and its resources. Due to this monitoring, you
understand you cannot expect that communications through the app will remain
“private” or otherwise free of review. You will refer to the
the Company
Privacy Policy for information concerning expectations of
privacy.

WITHDRAWAL OR TERMINATION
At your discretion, you may discontinue your active participation in the
the Company
Social Network, despite availability of this service always
remaining available through your account (subject to termination by
the Company). Additionally, your status as a participant in the the Company
Social Network, and your access to the app is made available
by
the Company at its sole discretion, and the Company
may revoke in whole or in part, temporarily or permanently,
your status as a member and/or access to the app without notice at any time and
for any reason. At any time and without your authorization,
the Company
may terminate your access to your prior postings and comments
within your social group(s). While you alone control your participation in the
the Company
Social Network, if you choose to no longer actively
participate,
The Companymay, but is under no
obligation to, delete prior posts and comments.
Part of your participation includes your image, along with the image of other
participants within your social groups. You agree to allow for use of your
image, which you understand will appear within your social groups and within
accounts of other participants that are part of your group.
the Company
is under no obligation to remove your image from your account
or the accounts of those in your social groups. You grant
The Companypermission to use your image as part of promotional messages for the Company, such as within advertisements and communications describing the the Company
Social Network. The Companyhas no
obligation to preserve for any period of time any information you, or any other
member has posted on the app through your participation in the
the Company
Social Network.

CONTENT AND CONDUCT
You understand that
The Companymay determine in its
sole discretion what constitutes acceptable behavior and activity within the
the Company
Social Network. Without limiting the Company‘s right to make your participation in the The CompanySocial Network standard and content decisions in its sole
discretion, you will not use the
The CompanySocial
Network to:

Promote, offer for sale or sell any product
or service, including, without limitation, any security or other financial or
investment product or service.

Send or otherwise post unauthorized
commercial communications (such as spam or promotion of commercial services) on
the app.

Collect other users’ content or
information, or otherwise access the app, using automated means (such as
harvesting bots, robots, spiders, or scrapers) or other means
the Company
has not intentionally made available to you through the app
without
the Company‘s written permission.

Upload to the app any viruses, Trojan
horses, worms, time bombs, or other computer-programming routines that are
intended to damage, detrimentally interfere with, or surreptitiously intercept
any system, data, or personal information.

Solicit login information or access an
account belonging to another user or customer.

Bully, intimidate, or harass any member or
post any content to the app that is: hateful, threatening, unlawful, harmful, abusive,
tortious, defamatory, false, libelous, vulgar, obscene, invasive of another’s
privacy, racially, ethnically or otherwise objectionable, or pornographic;
incites violence; or contains nudity or graphic or gratuitous violence.

Post to the app any content or materials
that are determined to violate a third-party’s proprietary rights, including,
without limitation, patents, trade secrets, copyrights, rights, privacy or
publicity, or materials that reveal personal, private or sensitive information
about another person, without that person’s consent, or otherwise infringe any
third-party’s copyright, patent, trademark, trade secret, or other proprietary
rights or rights of publicity or privacy.

Offer any contest, giveaway, or sweepstakes
(“promotion”) on the app.

Do anything that could disable, overburden,
or impair the proper working of the app.

Impersonate any person or entity,
including, without limitation, an employee or representative of
the Company.

Engage in manipulative practices designed
to obfuscate the true intent of your submissions to the app.

Engage in actions that violate either the
letter or spirit of the Terms of Use or any other agreement or terms of use
related to the app.

Intentionally or unintentionally engage in
activity that: (i) is unlawful, including, without limitation, that violates
regulations promulgated by the SEC, FINRA, or other regulatory entities; or
(ii) violates contractual or fiduciary obligations, including, without
limitation, breach of contract and non-disclosure agreements.

Facilitate, provoke others in order to
incite or otherwise encourage any violations of these Terms of Use.

Post to the app any false claims regarding
the products or services of
The Companyor others.

Post to the app any links, URLs, obfuscated
URLs, or e-mail addresses.

Post to the app any other person’s
personally identifiable information.

Attack or abuse the The CompanySocial Network’s moderators.

Your participation in or use of services
made available on the app, such as the Build Your Own portfolio service, may
require that you comply with additional requirements and limitations, as set
forth in the applicable Terms of Use.
The Companywill enforce the above wherever it deems
necessary and/or appropriate.
The Companydoes not
control and does not endorse the content posted by participants within the
the Company
Social Network. You understand that your participation in the the Company
Social Network is based on your own decision and at your own
risk, and
the Company expressly disclaims responsibility
for the content participants independently post to the
The CompanySocial Network. the Company, it its sole
discretion, has the right, but not the obligation, to review and remove any
content submitted or posted to the app. You understand that by accessing the
the Company
Social Network, you may be exposed to material that you deem
to be offensive, indecent, obscene or otherwise objectionable. Under no
circumstances will you hold
The Companyor any of its
respective officers, directors, agents and/or employees liable for any content
or information displayed, or made available by participants through the
the Company
Social Network, or for any loss or damage of any kind incurred
as a result of your participation and use of the
The CompanySocial Network.
The
The CompanySocial Network consists of users
posting information and content. You understand that all such information and
content contained in the
The CompanySocial Network is
for informational purposes only and does not constitute a recommendation by
the Company
or its affiliates, or by any other person, to enter into any
securities transactions or engage in any of the investment strategies
reflected, discussed or suggested in the Social Center or anywhere else on the app
(whether such information is posted by
The Companyor
otherwise). Participants in Social Groups can and will write about securities
and strategies in which they have a financial or other interest, and comments
with respect to those securities may be based on what the author believes to be
accurate. Performance data reflecting other participants’ holdings may include
information about securities held at other firms. While
The Companywill make the service available for users and customer use, it is
under no obligation to verify any of the information, claims, performance data,
or validate the contents of any Build Your Own portfolio.
You understand that
The Companyis not responsible for
the accuracy of performance data reflected in other participants’ performance data
and you understand that other information provided by participants within a
Social Group may not be accurate, may not be current, is not reviewed or edited
by
The Companyto verify for truthfulness, and should
not be relied upon as a basis for making investment decisions. If it comes to
the attention of
The Companythat performance data may
be incorrect or inaccurate,
The Companymay determine
it is necessary to take corrective action, up to and including editing or
removing performance data or other financial information from view. You
acknowledge that you understand the risks of any investment and will carefully
research any investment or pursuit of an investment strategy before making any
investment decision. You are solely responsible for all investment decisions
that you make, or any user makes, in your account.
Nothing in the
the Company Social
Network is intended as, nor should you rely on it as, investment advice
provided by
the Company or any user.

INDEMNITY
You agree to indemnify, hold harmless, and defend
The Companyand any of its officers, directors, agents and employees from or
against, as applicable, any and all claims, actions, demands, liabilities,
losses, costs, expenses, damages or suits (including, but not limited to,
attorneys’ fees) caused by or arising from your improper use of the app or
information you provided to
the Company, including any
information or content that you may post to the app, your violation of the
Terms of Use or any related agreements or terms of use, or your account’s
infringement or violation of any intellectual property or other rights of any
person or entity. You will be responsible for any actions by any user of your
account.
No Warranties
THE APP AND THE INFORMATION OR CONTENT CONTAINED ON, POSTED TO OR ACCESSED
THROUGH THE APP ARE PROVIDED “AS-IS” AND “AS AVAILABLE,” AND ALL WARRANTIES,
EXPRESS OR IMPLIED, ARE DISCLAIMED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED
WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND
NON-INFRINGEMENT. the Company ASSUMES NO OBLIGATION, AND DISCLAIMS ANY DUTY,
TO UPDATE ANY SUCH INFORMATION.
THE COMPANY MAKES NO WARRANTIES REGARDING THE TIMELINESS, ACCURACY,
COMPLETENESS, RELIABILITY, SUITABILITY OR ADEQUACY OF THE INFORMATION,
SERVICES, SOFTWARE, TEXT, GRAPHICS, LINKS OR OTHER CONTENT CONTAINED ON OR
POSTED TO THE APP. the Company DOES NOT WARRANT THAT THE APP WILL OPERATE
ERROR FREE, THAT THE APP WILL CALCULATE MATHEMATICAL AND/OR FINANCIAL
CALCULATIONS CORRECTLY, OR THAT THE APP WILL OPERATE FREE OF “BLACK OUT”
PERIODS. YOU CARRY THE ENTIRE RISK ARISING OUT OF THE USE OR PERFORMANCE OF THE
APP.
THE INFORMATION AVAILABLE OR OBTAINED THROUGH THE APP MAY BE SUBJECT TO
ADDITIONAL DISCLAIMERS AND LIMITATIONS CONTAINED WITHIN THE APP AND OTHER
DOCUMENTS AND CONTENT, WHICH YOU AGREE TO ABIDE BY AS STATED THEREIN.

Limited Liability
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL THE COMPANY
BE LIABLE FOR ANY DAMAGES INCURRED BY YOU AS A RESULT OF YOUR USE OF THE APP OR
THE INFORMATION OR CONTENT AVAILABLE ON OR POSTED TO THE APP. WITHOUT LIMITING
THE FOREGOING, the Company SHALL NOT BE LIABLE FOR ANY CONSEQUENTIAL LOSSES OR
DAMAGES WHATSOEVER (INCLUDING, WITHOUT LIMITATION, ANY INVESTMENT RELATED
LOSSES, LOST PROFITS, LOSS OF INFORMATION, COSTS ASSOCIATED WITH LOST DATA, OR
LOSSES ATTRIBUTED TO THE INABILITY TO USE THE APP OR ANY HARM RESULTING FROM
DOWNLOADING OR ACCESSING INFORMATION ON THE APP, INCLUDING HARM CAUSED BY
VIRUSES OR SIMILAR DESTRUCTIVE FEATURES).
YOU EXPRESSLY AGREE THAT USE OF THE APP AND CONTENT IS AT YOUR SOLE RISK. THE
PROVISION FOR THE USE OF THE APP MAY BE SUBJECT TO LIMITATIONS, DELAYS, AND
OTHER PROBLEMS INHERENT IN THE USE OF THE INTERNET AND ELECTRONIC
COMMUNICATIONS. the Company SHALL NOT BE RESPONSIBLE FOR ANY DELAYS, DELIVERY
FAILURES, OR OTHER DAMAGE RESULTING FROM SUCH PROBLEMS. UNDER NO CIRCUMSTANCES,
INCLUDING BUT NOT LIMITED TO BREACH OF CONTRACT, TORT, OR NEGLIGENCE, WILL THE COMPANY
BE LIABLE FOR ANY DIRECT, INDIRECT, SPECIAL, INCIDENTAL, PUNITIVE, EXEMPLARY,
OR CONSEQUENTIAL DAMAGES (INCLUDING LOST PROFITS) THAT ARISE OUT OF OR ARE
RELATED TO YOUR USE OF THE APP OR THE INFORMATION OR CONTENT AVAILABLE ON OR
POSTED TO THE APP.

Severability, Waiver and Effectiveness
If any provision of these Terms of Use is held
to be invalid, void, or unenforceable by reason of any law, rule,
administrative order or judicial decision, that determination will not affect
the validity of the remaining provisions of these Terms of Use. Except as
specifically permitted in these Terms of Use, no provision of these Terms of
Use can be, nor will it be deemed to be, waived, altered, modified or amended
unless agreed to in writing signed by an authorized officer of
the Company.

Agreement
Your intentional action in agreeing to these Terms of Use is evidenced by your
participation in the
The CompanySocial Network,
which, by establishing and participating in a Social Group, demonstrates your
consent to be legally bound by these Terms of Use and by other documentation
governing your relationship with
the Company. Your
consent to these Terms of Use, which are readily accessible and which you
consent to have accessed, read, and understand, fully satisfies any requirement
that they be provided to you in writing. You are solely responsible for
reviewing and understanding all of the terms and conditions of this document,
as may be amended from time to time. You accept as reasonable and proper
notice, for the purpose of any and all laws, rules and regulations, notice by
electronic means, including, the posting of modifications to these Terms of Use
on the app.
You agree to be bound by these terms, which will pass on to any successor,
heir, agent, attorney-in-fact, or legally appointed representative, that acts
on your behalf with respect to your account.

The CompanyBuild Your Own Terms of Use

These Build Your Own Terms of Use (“Terms
of Use”) govern your use of the “Build Your Own” portfolio service (the
“Service”) available through the
the Company srl’s (“the Company“) app (referred to as the “app”), including your use of the Service
to create one or more portfolios and publish them on the app. You acknowledge
receipt of these Terms of Use and agree to check regularly for any amendments
to the Terms of Use and other terms of use, customer or other agreements, and
statements, which can be easily retrieved in one location within the tab.

The Companyreserves the right to review
and monitor the contents of any Build Your Own portfolio and block or remove
content that it deems inappropriate in its sole discretion. Any such review in
no way constitutes a determination that such portfolio is a sound or advisable
investment or substitutes for an individual’s evaluation of whether an
investment strategy or security is suitable for such individual.

By accessing the app and creating a Build
Your Own portfolio, you (a) grant to
the Company a
perpetual, royalty-free, worldwide, non-exclusive, irrevocable, transferable
license to copy, use, modify and publish your Build Your Own portfolio(s) (the
“Licensed Portfolios”) and all associated content, in each case as the same may
be rebalanced or otherwise modified from time to time, on the app for use by
persons accessing the app and to use any such information for its own internal
use or in connection with processing trades or related activity, (b) represent
and warrant to
The Companythat you are the sole owner
of the Licensed Portfolios and all associated content and have the right to
license the same to
The Companyas described in (a),
and (c) agree
The Companymay terminate this license
in whole or in part at any time.

You agree to adhere to the requirements
embedded in the Service or set forth in these Terms of Use for the development
of any portfolio that you create. You must provide a name of your Build Your
Own portfolio.

Your creation and publishing of a Build
Your Own portfolio and any content created by you and associated with a Build
Your Own portfolio, including communications by you in the
The CompanySocial Network, must adhere to the following code of conduct (in
addition to the
The CompanySocial Network Terms of
Use):

You will not create or build a portfolio
targeted at a specific individual or class of individual investors. Any portfolio
published pursuant to the Service will be designed for general investor
interest and information.

You will comply with the terms and spirit
of the Terms of Use and all other terms of use relating to the app.
Federal and state securities laws impose licensing and other requirements on
investment advisers and brokers. You are solely responsible for complying with
those requirements, to the extent that they apply to you. The Service is
designed with the intent that if you comply with all of the Terms of Use you
should not be required to register as an investment adviser under applicable
law. However, the laws differ from jurisdiction to jurisdiction and there can
be no assurances that this result will be achieved.
The Companyis not providing any legal advice to you with respect to your
activities. You should consult with your legal advisor as to whether your
activities on the app or your use of the Service will cause you to be an
investment adviser or subject you to licensing or registration requirements
under the laws that apply to you.

You will not engage in fraudulent or
manipulative practices, including, but not limited to, making false or
misleading statements to manipulate the price of any security. You will not
trade on the basis of material non-public information or engage in schemes to
front-run or pump-and-dump, or engage in any other fraudulent scheme or
practice.

You will not seek to profit from the
Service other than through the payment of royalties that
The Companyhas agreed to pay you as a publisher of a Build Your Own portfolio.
You will not accept compensation from any person in exchange for including a
security of a particular issuer in a portfolio.

You will limit references to investment
performance to information specifically agreed upon by
The Companyfrom time to time, and you will not make or publish claims about the
expected performance of any portfolio, security or strategy. You will not make
any guarantee or similar forward looking statement regarding changes in the
values of securities or the performance of a particular portfolio or strategy.
Without limiting the foregoing, you will not characterize a portfolio or any
security as “sure to go up” or “sure to outperform” or make a substantially
similar statement or characterization.

In any of your communications on, through
or facilitated by the app, you will not:

Refer to yourself as an investment counsel,
investment adviser, investment manager, financial planner or any similar term
that would imply that you have been engaged by
the Company or any user as a representative, employee, sub-advisor, or joint
venture partner or by any user as a professional adviser;

Provide personalized investment advice or
recommendations to any person or group of persons. This includes the following:

linking any of your portfolios to any other
portfolio(s) or securities in a manner that suggests that they constitute an
investment program;

asking or answering questions relating to a
specific individual’s financial or investment situation, objectives or
holdings. In this regard, if you are currently receiving or expect to receive
any royalty payments or other compensation from
The Companyunder its Creator Royalty Program, you agree to limit any discussion
in which you engage to the analysis relating to your portfolio(s) and not how
any such portfolio is expected to perform or otherwise might fit into an
individual investment program; or

Contact users for the purpose of providing
personalized investment advice or for the purpose of soliciting them to buy or
sell securities or to become your clients.

Your editorial content may not: promote or
offer for sale any securities, products or services, promote or constitute
unlawful activities, attempt to upload or import any harmful contents or
viruses, solicit login or other personal information, display obscene, objectionable,
harassing, slanderous, vulgar, or threatening information, racially, ethically,
or religiously offensive contents, post any contents that violate third-party
proprietary rights including patents, trade secrets, copyrights, and personal
or sensitive information, offer any contests or giveaways, attempt to gather
information from other users or customers, take any actions to disable,
overburden, impair, or impede the proper working condition of the app, or
impersonate that the you are a representative of
the Company, or encourage any violations of these Terms of Use.

You will not use any content or information
that infringes on intellectual property of an individual or entity and you will
represent that you have received any permissions which may be required for use
of any such intellectual property. At times,
The Companymay be required to respond promptly to claims of copyright,
trademark, or other intellectual property infringement reported to
the Company, and you may be held liable for the improper use of any protected
material that you have misused, whether intended or not.
The Companymay take any action it deems necessary, including removal of content
or restricting of account access, in order to resolve any issue that may arise,
in its sole discretion.

You will not use or disseminate any
material non-public information related to the issuer of a security in
connection with, among other things, any of your portfolios or communications
through or on the app.

You will cooperate with information requests
by
The Companymade on behalf of a governmental
entity, such as a securities regulator or self-regulatory organization, and you
agree that
The Companymay provide to any such person
any information available to
the Company with respect
to your conduct and activities.

In order to have access to the Service, you
must be a registered user. Access to the Service is available only through
login to the app.

By accessing the Service, you represent to the Company
that you are acting solely on behalf of yourself and not on
behalf of any other person or firm, and that you have never been the subject of
a disciplinary action by a securities regulator or self-regulatory organization
or been found by a court or regulator to have (or admitted or pled nolo contendere
or the equivalent to a court or regulator that you have) violated any federal
or state securities laws.

By publishing your Build Your Own portfolio,
you are responsible for not presenting information that can be deemed personal,
private, and non-public, including your user identification and password, your
physical address and phone number, and your full name , among other
information. You will also not post any content that may be considered personal
or confidential information that belongs to any other person. You extend
permission for
The Companyto use, copy, modify, or
repurpose information that you have posted on the app, either now or in the
future, without notice or compensation or any other obligation.

THE APP AND THE INFORMATION OR CONTENT CONTAINED
ON, POSTED TO OR ACCESSED THROUGH THE APP ARE PROVIDED “AS-IS” AND “AS
AVAILABLE,” AND ALL WARRANTIES, EXPRESS OR IMPLIED, ARE DISCLAIMED, INCLUDING,
BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A
PARTICULAR PURPOSE AND NON-INFRINGEMENT. the Company ASSUMES NO OBLIGATION,
AND DISCLAIMS ANY DUTY, TO UPDATE ANY SUCH INFORMATION.

The CompanyMAKES
NO WARRANTIES REGARDING THE TIMELINESS, ACCURACY, COMPLETENESS, RELIABILITY,
SUITABILITY OR ADEQUACY OF THE INFORMATION, SERVICES, SOFTWARE, TEXT, GRAPHICS,
LINKS OR OTHER CONTENT CONTAINED ON OR POSTED TO THE APP.
The CompanyDOES NOT WARRANT THAT THE APP
WILL OPERATE ERROR FREE, THAT THE APP WILL CALCULATE MATHEMATICAL AND/OR
FINANCIAL CALCULATIONS CORRECTLY, OR THAT THE APP WILL OPERATE FREE OF “BLACK
OUT” PERIODS. YOU CARRY THE ENTIRE RISK ARISING OUT OF THE USE OR PERFORMANCE
OF THE APP.

THE INFORMATION AVAILABLE OR OBTAINED
THROUGH THE APP MAY BE SUBJECT TO ADDITIONAL DISCLAIMERS AND LIMITATIONS
CONTAINED WITHIN THE APP AND OTHER DOCUMENTS AND CONTENT, WHICH YOU MUST ABIDE
BY AS STATED THEREIN.

TO THE MAXIMUM EXTENT PERMITTED BY
APPLICABLE LAW, IN NO EVENT SHALL
the Company BE LIABLE FOR ANY DAMAGES INCURRED BY YOU AS A RESULT OF YOUR USE
OF THE APP OR THE INFORMATION OR CONTENT AVAILABLE ON OR POSTED TO THE APP.
WITHOUT LIMITING THE FOREGOING,
The CompanySHALL NOT BE LIABLE FOR ANY CONSEQUENTIAL LOSSES OR DAMAGES
WHATSOEVER (INCLUDING, WITHOUT LIMITATION, ANY INVESTMENT RELATED LOSSES, LOST
PROFITS, LOSS OF INFORMATION, COSTS ASSOCIATED WITH LOST DATA, OR LOSSES
ATTRIBUTED TO THE INABILITY TO USE THE APP OR ANY HARM RESULTING FROM
DOWNLOADING OR ACCESSING INFORMATION ON THE APP, INCLUDING HARM CAUSED BY
VIRUSES OR SIMILAR DESTRUCTIVE FEATURES).

YOU EXPRESSLY AGREE THAT USE OF THE APP AND
CONTENT IS AT YOUR SOLE RISK. THE PROVISION FOR THE USE OF THE APP MAY BE
SUBJECT TO LIMITATIONS, DELAYS, AND OTHER PROBLEMS INHERENT IN THE USE OF THE
INTERNET AND ELECTRONIC COMMUNICATIONS.
The CompanySHALL NOT BE RESPONSIBLE FOR ANY DELAYS, DELIVERY FAILURES, OR OTHER
DAMAGE RESULTING FROM SUCH PROBLEMS. UNDER NO CIRCUMSTANCES, INCLUDING BUT NOT
LIMITED TO BREACH OF CONTRACT, TORT, OR NEGLIGENCE, WILL
The CompanyBE LIABLE FOR ANY DIRECT,
INDIRECT, SPECIAL, INCIDENTAL, PUNITIVE, EXEMPLARY, OR CONSEQUENTIAL DAMAGES
(INCLUDING LOST PROFITS) THAT ARISE OUT OF OR ARE RELATED TO YOUR USE OF THE APP
OR THE INFORMATION OR CONTENT AVAILABLE ON OR POSTED TO THE APP.

If any provision of these Terms of Use is
held to be invalid, void, or unenforceable by reason of any law, rule,
administrative order or judicial decision, that determination will not affect
the validity of the remaining provisions of these Terms of Use. Except as
specifically permitted in these Terms of Use, no provision of these Terms of
Use can be, nor will it be deemed to be, waived, altered, modified or amended
unless agreed to in writing signed by an authorized officer of
the Company.

Your intentional action in agreeing to
these Terms of Use is evidenced by your participation in the Service, which, by
creating and/or publishing a Build Your Own portfolio, demonstrates your
consent to be legally bound by these Terms of Use and by other documentation
governing your relationship with
the Company. Your
consent to these Terms of Use, which are readily accessible and which you
consent to have accessed, read, and understand, fully satisfies any requirement
that they be provided to you in writing. You are solely responsible for
reviewing and understanding all of the terms and conditions of this document,
as may be amended from time to time. You accept as reasonable and proper
notice, for the purpose of any and all laws, rules and regulations, notice by
electronic means, including, the posting of modifications to these Terms of Use
on the app.

You agree to indemnify, hold harmless, and
defend
The Companyand any of its officers, directors,
agents and employees from or against, as applicable, any and all claims,
actions, demands, liabilities, losses, costs, expenses, damages or suits
(including, but not limited to, attorneys’ fees) caused by or arising from your
improper use of the app or information provided to
The Companyby you, including any information or content that you may post to
the app, your violation of the Terms of Use or any related agreements or terms
of use, or your or any user of your account’s infringement or violation of any
intellectual property or other rights of any person or entity. You will be
responsible for any actions by any user of your account.

You agree to be bound by these terms, which
will pass on to any successor, heir, agent, attorney-in-fact, or legally
appointed representative, that acts on your behalf with respect to your
account.

You agree that your ability to access an
electronic version of these Terms of Use fully satisfies any requirement that
the Terms of Use be provided to you by e-mail or in writing. These Terms of Use
are available to be viewed at all times at https://www.selfiewealth.com/tou

RISK STATEMENT
You should note that there are significant risks inherent in investing in certain financial instruments and in certain markets.
Any pricing or potential profitability shown does not take into account your trade size, brokerage commissions or taxes, which will affect actual investment returns. Investment examples and comments presented are based solely on our personal research and opinions. Investors should be cautious about any and all stock or option recommendations. All investors are advised to conduct their own independent research into individual stocks or indexes before making a purchase decision. In addition, investors are advised that past stock, index or option performance is no guarantee of future price appreciation or depreciation.
SelfieWealth does not provide financial advice to individuals, and not as a company or as an institutional investor for the purchase or resale position and for the development of any financial strategy.
The content we publish is, to the best of our knowledge, valid to the extent of our resources and information-gathering mechanisms. The content is distributed uniformly to all subscribers and no specialized, personalized or individual financial advice is given to any one subscriber or sub-group of subscribers. We cannot assure you that the information is precise or absolute.
Only you can determine what level of risk is appropriate for you. We urge you to seek advice from your professional financial planner/advisor and to make independent investigations before acting on information that we publish. We do not in any way warrant or guarantee the success of any action which you take in reliance on our statements.